PYT works to make the process of paying for college as smooth and simple as possible. You can start the process right here in five minutes or fewer. We know that the worst situation to be in is to have debt without graduating. We offer multiple options‒loans, scholarships, and grants‒to ensure none of our students face that situation.

We consider your situation to assess which funding options you qualify for and which are best for you. Traditional banks only use credit scores to determine a student’s default risk-level, which we believe contributes to the tuition funding gap. Our alternative scoring model generates a PYT-score, utilizing technology to find and analyze academic, professional, and social data to determine a risk-level associated with each student to help them qualify for more funding options. PYT’s platform can also be used to raise money, apply for a private loan, or apply for our innovative Student Loanership, a credit building scholarship structured like a loan to help build credit.

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